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Dental Financing Options

Smile Now, Pay later

At My Harmony Smiles, we believe everyone deserves access to a healthy, beautiful smile. That’s why we offer flexible payment plans designed to fit your budget. Let’s work together to create a financing solution that makes achieving your oral health goals easy and stress-free.

Sunbit

Why Choose Sunbit

  • High Approval Rate: 90% of applicants get approved for easy financing.
  • Quick Application: Apply in just 30 seconds with minimal effort.
  • No Hard Credit Check: No impact on credit scores from applying.
  • No Fees: No application, origination, or late fees.
  • Flexible Payments: Adjust payments, view activity, or pay off early.
  • Sunbit Card: Use it anywhere Visa is accepted for added convenience.
Get Pre-Qualified

NO Credit Score Impact Until Plan Selected.

Cherry Payment Plans 1

Why Choose Cherry

  • Applying does not impact your credit score! Scan your ID and see how affordable your next purchase can be.
  • Cherry’s completely digital process gets you out the door and enjoying your purchase in no time.
  • Enjoy your purchase in no time with our fast application process.
  • Prequalify with NO credit score impact until plan selected
  • Autopay and 24/7 access to the Cherry’s self-serve patient portal gives you more ways to pay and the power to manage your payments.
  • Split your payments and pay over time. Choose from 3 - 60 month payment plans with qualifying 0% APR options.
Get Pre-Qualified

NO Credit Score Impact Until Plan Selected.

About us Payment & Dental Financing Options - My Harmony Smiles

Why Choose CareCredit

  • Standard APR of 29.99%, with deferred interest and reduced APR financing choices.
  • Apply with a co-signer for joint responsibility, sharing account benefits.
  • Transparent terms for promotional financing and standard account transactions.
  • Use CareCredit for any treatment balance from $1 up to the available credit line.
  • Conveniently pay for multiple procedures at once using CareCredit.
  • Accepted at 260,000+ providers for LASIK, Dentistry, Veterinary, Cosmetic Procedures, and more.
Get Pre-Qualified

NO Credit Score Impact Until Plan Selected.

Proceed Finance 1

Why Choose ProceedFinance

  • Instant Pre-qualification: Get approved in minutes online without affecting your credit score.
  • Flexible Loan Options: Loans ranging from $2,500 to $75,000 to cover your entire treatment plan.
  • Affordable Payments: Enjoy longer terms and lower rates tailored to fit your budget.
  • Inclusive Approval: Offers available across a wide range of credit profiles.
  • Transparent Terms: No hidden fees, with fixed rates and clear repayment terms.
  • Exceptional Customer Service: Receive personalized support and easy online management of your loan.
Get Pre-Qualified

NO Credit Score Impact Until Plan Selected.

Affirm 1

Why Choose Affirm

  • Transparent Pricing: Know your total cost upfront, free from hidden fees.
  • Flexible Payment Options: Tailor your payment schedule to suit your budget.
  • Fee-Free: No late fees, annual fees, or unexpected charges.
  • Clear Terms: Understand exactly what you owe and when it's due.
  • Customer-Centric Focus: We prioritize a positive user experience, not debt dependence.
  • Predictable Costs: Your total payment amount is disclosed upfront and won't change.
Get Pre-Qualified

NO Credit Score Impact Until Plan Selected.

momnt 1

Why Choose Momnt

  • Affordable Payments: Pay for important services with manageable monthly installments.
  • Personalized Support: Receive dedicated assistance throughout your loan management process.
  • Exceptional Service: We prioritize your satisfaction and swiftly address any concerns.
  • Easy Application: Apply securely from your device with instant digital processing.
  • No Credit Impact: Explore pre-qualified offers without affecting your credit score.
  • Multiple Options: Choose from various offers tailored to your financial needs, approved in minutes.
Get Pre-Qualified

NO Credit Score Impact Until Plan Selected.

Alphaeon Credit 1

Why Choose Alphaeon Credit

  • Pre-Qualification: Check eligibility without affecting your credit score.
  • Flexible Financing: Special options for purchases over $250 with credit lines up to $25,000.
  • Reusable Card: Use it repeatedly for treatments, products, and services.
  • Real Patient Reviews: Empowering stories of life-changing procedures with affordable payments.
  • No Hidden Fees: Enjoy no annual fees or penalties for early payment.
  • Easy Application: Apply online for quick approval and immediate access to financing options.
Get Pre-Qualified

NO Credit Score Impact Until Plan Selected.

Please note that actual approval conditions are subject to the terms of each financing company. For more detailed information, please contact the respective lending institution directly. It’s important to inquire about specific eligibility criteria, interest rates, and repayment terms directly from the lender to ensure you have comprehensive understanding before proceeding with any financial commitments.

Powered by My Harmony Smiles

Multiple Locations to Suit All Your Dental Needs

Ocala Dental Harmony
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Paddock Dental Harmony

Personalized Excellence

Why Choose My Harmony Smiles?

My Harmony Smiles is where advanced dentistry meets personalized care, ensuring your comfort and confidence every step of the way.

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Highly Qualified Professionals

Led by Dr. Nakarmi and Dr. Kvashenka, our team combines extensive experience with advanced training from prestigious institutions to deliver exceptional, specialized dental care in Florida tailored to your needs.

With multiple convenient locations, we make it easy to access exceptional dental care close to home or work. Experience consistent, high-quality service no matter where you visit us.

We provide a full range of dental services, ensuring that all your family’s dental needs are met under one roof. This includes everything from routine check-ups to advanced procedures like dental implants and cosmetic dentistry.

Our clinics utilize the latest technology, including robotic dentistry for precise implant placement, 3D imaging for accurate diagnostics, and advanced intraoral cameras for patient comfort and efficiency.

Designed with your comfort in mind, our modern clinics offer a relaxing space and thoughtful amenities to enhance your dental visit.

Our use of the Yomi robot for dental implants ensures precision and efficiency in implant placement, offering a cutting-edge solution for restoring your smile with minimal discomfort and optimal results.

We strive to make every visit memorable and relaxing, with a compassionate staff and sedation options to ensure your comfort and peace of mind.

We prioritize preventive care with regular check-ups, cleanings, and tailored oral hygiene guidance to catch and address early signs of tooth decay and gum disease, safeguarding your oral health.

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1546+

Number of implants placed over the last year

Stat

4.7

Average Rating

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98%

Satisfaction Rate

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2700+

Number of smiles and lives changed in the last year

Stat

6

Location In Florida

Smile Gallery

Smiles Built to Last

Explore our Smile Gallery showcasing stunning transformations achieved through advanced dental care. See how our personalized treatments have restored confidence and created lasting smiles for our patients. Begin your smile transformation journey today.

Dental Implants

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Dental Implants

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Dental Implants

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Dental Implants

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Be our Next Success Story!

We provides personalized dental implant solutions to help you achieve the smile you’ve always wanted.
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Leaders in Dental Excellence

Meet Our Smile Transformation Specialists

Unlock your confidence with the expertise from the best dentists in Florida. Discover life-changing dental implant solutions, tailored to perfection.

Dr. Bibek Nakarmi Mini Bio

Dr. Bibek Nakarmi

BDS, DDS, MBA, FICOI, FAGD

Practicing since 2003, Bibek Nakarmi, BDS, DDS, MBA, FICOI, is a trusted general dentist who specializes in cosmetic dentistry and oral surgery. He warmly welcomes patients and their families to My Harmony Smiles.
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Learn More About Dr. Nakarmi
Dr. Alena Kvashenka Mini Bio

Dr. Alena Kvashenka

DDS

Dr. Alena began her dental career over 10 years ago in Europe. She received her Advanced Education in General Dentistry certificate from the University of Connecticut School of Dental Medicine in Farmington, CT.
credentials dr alena
Learn more about Dr. Alena
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See Why Patients Trust Us

Patient Reviews

See what our patients are saying! Read genuine reviews from happy smiles on Google and discover why My Harmony Smiles is your trusted partner in achieving optimal oral health and a smile you love.

  • star rating gr
    Exelente!!! Servicio la higienista dental,su trato y labor fue muy complaciente fui bendecida.Muy comunicativa y humana siempre se preocupo por mi estado emocional la cuál le agradezco.💯
    About us Payment & Dental Financing Options - My Harmony Smiles
    Jeannette Acevedo

    Paddock Dental Harmony

    1 week ago

  • star rating gr
    My favorite dental office. Caring gentle Dentists and my dental hygienist. I greatly appreciate the professionalism.
    About us Payment & Dental Financing Options - My Harmony Smiles
    Buddy Holly

    Paddock Dental Harmony

    1 week ago

  • star rating gr
    I was pleasantly surprised about my service. I got today for my teeth each person. I met the Dentist hygiene list and the person that took x-rays was all pleasant and sweet and made me comfortable.
    About us Payment & Dental Financing Options - My Harmony Smiles
    Francine DiGiorgio

    Paddock Dental Harmony

    2 weeks ago

  • star rating gr
    Huge thank you to Dr. Alena! She explained everything, made me feel completely comfortable, and did an All-on-X surgery to fix everything. I had a major infection in my upper front teeth, but Dr. Alena fixed it all. She is so skilled, gentle, and truly cares about her patients. The atmosphere in the clinic is so relaxing, and the results speak for themselves. If you need serious dental work done, this is the place to go!
    About us Payment & Dental Financing Options - My Harmony Smiles
    Svetlana Stefanovna

    Lux Dental and Spa

    2 weeks ago

  • star rating gr
    Understanding and nice staff
    About us Payment & Dental Financing Options - My Harmony Smiles
    rebecca Barthlow

    Paddock Dental Harmony

    2 weeks ago

  • star rating gr
    Highly recommend this place. They did everything they could and got me in the same day. They listened to my concerns and did not push other services on me like other dentists. I had to have a tooth pulled and the doctor made absolutely sure that I didn’t feel pain and worked to makee as relaxed as I could be. I will definitely be going here from now on for all dental services I need. Everyone in the office was very friendly as well.
    About us Payment & Dental Financing Options - My Harmony Smiles
    faye pennington

    Paddock Dental Harmony

    2 weeks ago

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Convenient Locations

Multiple Convenient Locations

Powered by My Harmony Smiles

We are proud to offer multiple dental clinics across Florida, ensuring comprehensive coverage for all your dental care needs. Each clinic is equipped with state-of-the-art facilities and staffed by skilled professionals dedicated to delivering high-quality care and personalized treatment plans tailored to your oral health goals.

4.5
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277 Reviews

Ocala, FL 34476

7621 SW State Rd 200 Suite 103, Ocala, FL 34476
  • More About this Location
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4.8
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539 Reviews

Trinity, FL 34655

2439 Country Pl Blvd #103, Trinity, FL 34655
  • More About this Location
  • Get Directions
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4.8
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259 Reviews

Palm Harbor, FL 34683

3603 US-19 ALT Suite A, Palm Harbor, FL 34683
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4.7
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241 Reviews

Ocala, FL 34474

3300 SW 34th Ave, Ocala, FL 34474 Suite 136
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4.9
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10 Reviews

Brooksville, FL 34474

6483 Oregon Jay Rd, Brooksville, FL 34613
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4.2
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30 Reviews

Oldsmar, FL 34474

3937 Tampa Rd, Suite 1 Oldsmar, FL
  • More About this Location
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Be our Next Success Story!

Experience personalized dental care designed to help you achieve your dream smile.
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Smile Without Worry

Make Your Perfect Smile Affordable Today

We offer easy payment plans to fit your budget. Our team will help you find the best way to pay for your care. We work with many insurance companies too. Don’t let money stop you from getting the smile you want. Request an appointment now to learn about our payment options.
Request an appointment and start your smile journey today.
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Call Us Today

We are proud to offer multiple dental offices across Florida, ensuring comprehensive coverage for all your dental care needs.

Ocala Dental Harmony

Ocala, FL

Paddock Dental Harmony

Ocala, FL

Lux Dental and Spa

Palm Harbor, FL

Synergy Dental Spa

Trinity, FL

Harmony Smiles of Spring Hill

Brooksville, FL

Harmony Smiles of Oldsmar

Oldsmar, FL

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Sleep Apnea

Fill out this short assessment to discover the best option to get a beautiful white smile along with a free consultation!

Brighten Your Smile

Discover the Best Option to Get a Beautiful White Smile

Fill out this short assessment to discover the best option to get a beautiful white smile along with a free consultation!

Straighten With Ease

Discover your orthodontic options to see which is the best for you

Fill out this short Smile Assessment to discover which teeth straightening option is best for you and get a custom consultation!

Complete Your Smile

Can Dental Implants Work for You?

Take this 60-Sec Quiz to see if dental implants are right for you!

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Our dedicated team is here to deliver personalized attention and exceptional care designed to meet your unique dental needs.